Stripe

Financial infrastructure for the internet

From $0/mo 0

About Stripe

Stripe is the payment infrastructure behind millions of businesses, from startups to Fortune 500s. With its developer-first approach, elegant APIs, and comprehensive documentation, Stripe makes accepting payments as simple as adding a few lines of code. The standard 2.9% + 30¢ per transaction pricing has no monthly fees or setup costs—you only pay when you make money. Beyond simple payments, Stripe offers subscriptions, invoicing, Connect (marketplace payments), and even banking services through Stripe Treasury. Radar provides AI-powered fraud prevention, while the Dashboard gives real-time insights into revenue. Though enterprise competitors exist, Stripe's reliability, innovation pace, and startup-friendly model make it the default choice for internet businesses.

Key Features

Accept credit cards, debit cards, digital wallets

Subscription billing and management

Invoicing and payment links

Stripe Connect for marketplaces

Radar for fraud prevention

Revenue recognition and reporting

Global payments in 135+ currencies

Developer-friendly APIs and SDKs

Pros & Cons

Pros

• Industry-leading developer experience
• No monthly fees—pay only per transaction
• Exceptional documentation and support
• Constantly shipping new features
• Handles complex payment scenarios
• Built-in fraud protection with Radar

Cons

• 2.9% + 30¢ adds up for low-margin businesses
• Can hold funds during disputes
• Account approval process can be strict
• Higher fees than some competitors for high volume
• No phone support on standard plan
• No affiliate program

Best For

SaaS companies with subscriptions E-commerce stores of any size Marketplaces connecting buyers and sellers Startups needing quick payment integration Mobile apps selling digital goods